NIFT ePay

NIFT ePay is a licensed and approved digital payment service provider (PSO/PSP) in Pakistan, authorized by the State Bank of Pakistan (SBP). It has collaborated with banks, payment schemes, merchant aggregators and other partners, to provide an agnostic and adaptive payment platform that connects all digital players, creating an interoperable ecosystem for digital payments.

It is backed by NIFT (National Institutional Facilitation Technologies (Pvt.) Limited), the only automated cheque clearing house in Pakistan, with 27 years of experience in the financial industry.

This one-stop-shop for all digital payment types allows customers to conveniently and securely pay using credit/debit cards, bank accounts, and wallet. It has enabled the customers to accept digital payments through all payment channels and instruments in Pakistan.

NIFT ePay recognizes that e-commerce payments in Pakistan are mainly conducted using debit/credit cards or closed-loop wallets. In addition to debit/credit payment acceptance, NIFT ePay has enabled bank accounts and wallets to conduct e-commerce and online payments, promoting account and wallet-based payments.

It has signed up 21 banks and 15 banks are live, including top banks such as HBL, Meezan Bank, Alfalah, ABL, Askari Bank, Bank Alhabib, EasyPaisa, and more.

NIFT ePay is servicing 550+ merchants and businesses in different categories, including Education, e-Commerce, Traveling and Ticketing, Online Investments, Food Industry, Insurance, and more.

People at NIFT ePay prioritize security and privacy, and as such, we are ISO/IEC 27001:2013 certified, with plans to be PCI DSS certified soon.

NIFT ePay team invites you to learn more about our services and join the growing number of businesses and individuals benefiting from our digital payment solutions.

About NIFT

Supported Instrument Types

Card

E-Commerce and Online Payments via debit and credit card.

Account

E-Commerce nd Online Payments via Bank Account.

Mobile Wallet

E-Commerce and Online Payments via mobile wallet.

Integration Methods

NIFT ePay Payment APIs

NIFT ePay has multiple APIs for faster and reliable payment processing. Merchants can simply take all payment details on their e-commerce/online website and forward the details to NIFT ePay for processing.

Mobile SDK

NIFT ePay Mobile SDK allows a customer to collect payment details from the customer on their mobile app’s checkout page using their own user experience.

Hosted Checkout

The merchant can use NIFT ePay’s hosted session page to collect payment details from the customer on their checkout page using their own user experience.

Page Redirection

The merchant can use this integration method to redirect the customer to the NIFT ePay’s payment page to collect payment details from the customer and transaction processing. Once the transaction is processed, the customer is routed back to the merchant’s page.